Article Highlights:

  • Bhutan, Nepal, and high-altitude trekking countries require evacuation and rescue protection.
  • Iran, Israel, and Jordan demand proof of valid travel health insurance for all visitors.
  • Gulf states (Qatar, Saudi Arabia, UAE) mandate government-approved health insurance for visas.
  • Thailand and Laos are introducing requirements that include COVID-19 treatment coverage.
  • Global Rescue membership offers field rescue and evacuation where traditional insurance falls short.

 

 

Asia is vast, diverse, and endlessly fascinating. From Himalayan trekking routes to bustling Middle Eastern capitals, travelers flock here in search of culture, adventure, and natural beauty. But one requirement is becoming universal across Asia: travel health insurance.

Many countries across the continent now require visitors to carry medical insurance, evacuation protection, or both. This is partly due to lessons learned during the pandemic, and partly because Asia’s geography includes high-altitude trekking zones, remote islands, and desert expanses where medical care is limited.

 

Bhutan: Mandatory Travel Insurance

Bhutan requires all visitors to carry travel health insurance that covers medical emergencies and evacuation. Given Bhutan’s rugged Himalayan terrain and limited hospital infrastructure, this rule is essential.

Trekking in Bhutan often means traveling in high-altitude areas where altitude sickness, falls, or other medical emergencies are common. Without evacuation protection, reaching an advanced hospital may be impossible.

 

Nepal: Insurance for Trekking Permits

Nepal is famous for its trekking routes, including Everest Base Camp and Annapurna Circuit. While general tourists are not always checked, anyone applying for a trekking permit is required to show proof of protection that covers medical evacuation and rescue.

Air evacuations from Nepal’s mountains are common and can cost $10,000 to $20,000. Policies without evacuation coverage leave travelers stranded.

 

Israel and Jordan: Coverage Including COVID-19

Israel requires all visitors to have valid health insurance that includes COVID-19 treatment. Jordan has a similar requirement, particularly for coverage of COVID-19-related expenses.

Both countries have modern healthcare systems, but costs can be high for uninsured visitors. Proof of insurance may be required at entry.

 

Laos and Myanmar: COVID-19 Coverage Mandates

Laos requires all travelers to show proof of health insurance that covers COVID-19 treatment.
Myanmar mandates that visitors purchase COVID-19 insurance from an approved local provider as a condition of entry.

Though these requirements were created during the pandemic, they remain in force, reflecting the countries’ limited ability to handle large numbers of uninsured foreign patients.

 

Qatar: Mandatory Insurance From Approved Providers

Qatar now requires foreign visitors to purchase health insurance from a Qatari-approved provider when applying for a visa. Coverage must include medical treatment, emergencies, and repatriation.

This system ensures travelers are integrated into Qatar’s healthcare framework from day one.

 

Saudi Arabia: Travel Health Insurance with COVID-19 Coverage

Saudi Arabia requires travel health insurance for all visa applicants, and coverage must include COVID-19 treatment.

Given the kingdom’s rapid expansion of tourism, especially religious pilgrimages, this rule ensures travelers are financially protected while easing strain on Saudi hospitals.

 

United Arab Emirates (UAE): Health Insurance for Visa Issuance

The UAE requires visitors applying for visas to provide proof of valid health insurance. This applies across tourist, work, and long-term residency visas.

Since Dubai and Abu Dhabi host millions of international visitors, this requirement helps ensure all travelers can access care if needed.

 

Thailand: Proposed Insurance Mandate

Thailand is moving toward mandating travel health insurance for all foreign visitors. The plan would require coverage for medical emergencies, hospitalization, and repatriation.

While not yet fully implemented, travelers should expect enforcement soon and purchase adequate insurance in advance.

 

Georgia: Insurance for Certain Visa Types

Georgia does not require insurance for all visitors, but certain long-stay visas mandate proof of valid health insurance. Travelers applying for digital nomad, residency, or extended work visas should prepare accordingly.

 

Why Insurance Is Essential Across Asia

Asia’s diversity makes medical and evacuation protection more than just a bureaucratic formality.

  • High-altitude risks in Nepal and Bhutan make evacuation essential.
  • Remote islands and deserts in the Middle East and Southeast Asia limit hospital access.
  • COVID-19 policies remain in force in multiple countries.
  • Expensive healthcare in Gulf states (like the UAE and Qatar) can overwhelm uninsured travelers.

 

Traveler Mistakes To Avoid

  • Buying the cheapest policy – Often excludes high-risk activities like trekking or diving.
  • Skipping evacuation coverage – A mistake in countries like Nepal where helicopters are often needed.
  • Not purchasing from approved providers – In Qatar and Myanmar, only government-listed insurers are accepted.
  • Assuming insurance isn’t checked – Immigration officers can and do ask for proof.

 

How To Choose the Right Travel Health Protection for Asia

Smart travelers should look for policies that include:

  • Medical coverage for hospitalization and outpatient care.
  • Emergency evacuation protection for high-risk destinations.
  • Repatriation coverage as often required for visas.
  • COVID-19 treatment and quarantine coverage where mandated.
  • 24/7 global support to coordinate emergencies.

 

How Is It Enforced?

In Bhutan, tour operators ensure that travelers have adequate insurance before confirming travel packages. Georgia may require insurance at the visa application stage, while Iran requires proof of travel insurance with every visa application. In Israel, health insurance is officially required but rarely enforced at borders, leaving liability to the traveler.

Jordan and Laos may check proof of COVID-19 coverage upon entry. Myanmar requires travelers to purchase government-approved insurance before boarding flights. In Nepal, insurance is not checked at immigration but is required for trekking permits, especially to cover rescue and evacuation.

Qatar requires proof of insurance from an approved provider as part of the visa issuance process. Saudi Arabia also enforces the rule at the visa application stage. Thailand has announced a planned requirement that will likely be tied to visa issuance and airport checks once implemented. The United Arab Emirates requires proof of health insurance as part of the visa application process.

 

The Global Rescue Connection

Many Asian nations require inbound travelers to show proof of medical or evacuation protection, and those rules are strictly enforced at entry points. While traditional travel health insurance meets visa requirements and covers the costs of treatment or hospitalization, it often lacks the critical evacuation and rescue services needed when emergencies strike far from care.

That’s where a Global Rescue membership makes the difference. From helicopter rescues high in Nepal’s Himalayas to medical evacuations from remote deserts in Saudi Arabia, Global Rescue delivers on-the-ground response and international transport when standard insurance falls short.

For Asia’s diverse landscapes and unique risks, the smartest strategy is pairing traditional travel insurance for compliance with a Global Rescue membership for evacuation and crisis response. Together, they provide full protection, and the confidence to explore one of the world’s most complex and adventurous continents.